1-800-477-1200

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Trust statement regarding natural disasters

The Trust and Trust Risk Management Services, Inc. (TRMS) recognize the hardship and the many complications that insureds may face in the aftermath of a natural disaster. The insurance carriers for the Trust-sponsored and Trust-endorsed insurance programs have procedures regarding insureds living in zip codes adversely affected by such disasters. These may include extended billing cycles for renewing insurance and payment of premiums.

In the event that you are adversely affected by a disaster and you have questions or concerns, please call us at 1-800-477-1200. You can also contact the Trust by email at insurance@apait.org. The sooner you contact us, the more effectively the Trust can help you in maintaining your continuous insurance coverage.


To obtain additional information:

  • For Professional Liability and Business Office Insurance:
    Call TRMS at 1-877-637-9700
    Email TRMS at info@trustrms.com
  • For Life, Income Protection, and Office Overhead Insurance:
    Call Liberty Mutual at 1-888-287-8494, option 3
  • For Auto and Homeowners Insurance:
    Visit Liberty Mutual here


- The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.