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Group Insurance Programs


Group Term Life
Low cost insurance rates coupled with unique features not commonly found in policies costing twice as much.

Income Protection
It works when you can't! Designed to replace your income when you can't perform the duties of "your own occupation".

Office Overhead
Staying in business while your recover from a disability is the key to your earning power. Plan provides reimbursement for the rent, employees salaries, office utilities and more!

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- The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.