The Trust
111 Rockville Pike
Suite 900
Rockville, MD 20850
1-800-477-1200
Trust Income Protection (Disability) Insurance
It works when you can't!
When you aren't able to work due to a serious illness or injury who will pay
the mortgage, taxes, car payments, college tuition and other expenses?
Income Protection Insurance through The Trust is the simple affordable answer.
Plans include a "Your Own Occupation" definition of disability, monthly
benefits up to $10,000, a Guaranteed Insurability Option which allows the
purchase of additional coverage without a medical and Benefit Booster which
increases disability payments eroded by inflation.
This is state of the art coverage designed by psychologists for psychologists.
You'll save hundreds of dollars by buying your insurance through The Trust at
low group rates. Trust Income Protection Insurance should be a key element in
your overall financial security program.
Economizer 65
The Economizer maximizes your insurance premium
dollar by providing a cost contained plan of disability income
insurance. The duration of disability benefits is the same as
for LifeStyle-65 plans. (details...)
LifeStyle-65 Plan
Disability benefits under this plan can span your entire working career.
For disabilities which commence prior to age 60,benefits are paid until age 65.
(details...)
LifeStyle-65 Plus
LifeStyle-65 Plus offers you the opportunity to replace as much as 67% of your taxable
income rather than a 60% replacement. The higher replacement ratio provides funds that
will allow a continuation of contributions to your retirement/savings plan.
(details...)
LifeStyle-5
This Income Protection Plan provides disability benefits for a period of up to five years or
age 62, whichever comes first, for
disabilities commencing before age 60.
(details...)
The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.
