Hospitalization could cost more than you expect, and your health insurance may not cover the "extra" expenses like special nursing charges, telephone calls, and babysitter fees. Many group health care plans limit reimbursement for certain room and board charges and have large out-of-pocket and deductible expenses.

Hospital Indemnity Insurance is designed to provide a daily cash benefit for every day you or an insured family member are hospitalized. And now, it also provides for benefits while receiving home health care after you arrive home from the hospital. The plan provides the additional cash you'll need to pay those extra expenses even if you have other health coverage, including Medicare. It pays two times the selected benefit for each day the insured is in an Intensive Care Unit.

The cash benefit is paid directly to you starting on the first day of hospitalization up to a full 365 days for any one period of confinement. It's an inexpensive supplement to any coverage you already have!

Download Application & Detailed Plan Description

Call 1-800-477-1200 for more information.

The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.