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Office Overhead Insurance
Getting well takes time  

Staying in business is the key to your earning power.

Those monthly expenses associated with running an office continue to pour in as you struggle to get well. How will you continue to pay the office rent, taxes, utilities and salaries needed to keep the office doors open?

Office Overhead Insurance can make the difference between staying in business and having to shut your doors. It's easy to apply and is available at affordable group rates.

Trust Office Overhead Insurance is the inexpensive solution for thousands of independent practitioners. The plan provides reimbursement for mortgage interest payments, employees' salaries, professional association dues, office utilities, janitorial services, telephone answering service charges, business liability and casualty insurance premiums (including professional liability) and other regularly occurring business expenses.


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- The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.