The Trust | Professional Liability

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The Trust Sponsored Professional Liability Insurance Program

Are you sure you have all the coverage you need?

The Trust anticipates emerging risks and provides innovative professional liability malpractice protection that keeps pace with all the new rules and potential risks. With Trust Sponsored Professional Liability Insurance, you can worry less about your insurance coverage and focus more on what you do best.

Get the facts about Professional
Liability Insurance for Psychologists.

Essential information: Read this for details regarding the Trust Sponsored Professional Liability Insurance Policy.
It's easy to switch!: If you are currently insured through another company, read how easy it is to make the transition to the Trust Program.
State-of-the-art protection: Learn about the latest policy improvements and coverage enhancements to the Trust Policy... that you may not find elsewhere.
Discount for pre-licensure psychologists: 35% premium reduction for early career psychologists who have yet to obtain licensure.

Apply online for Trust Sponsored Professional Liability Insurance.

Apply online here: Application is quick, confidential, and secure. It's the best way to obtain the protection you need now.
Download an application here, only if you prefer to download, print, and mail or fax your application, or you need to insure a group.

Claims Made or Occurrence...
Decide which coverage is right for you.

Trust Sponsored Professional Liability Insurance provides broad individual or group coverage for the practice of psychology.
Choose between Claims Made or Occurrence protection.
Choose among a variety of annual liability limits tailored to your specific needs — up to $2,000,000 for each incident and up to a $6,000,000 annual aggregate.

Save 5% on your Professional Liability premium when you purchase it together with Comprehensive Business
Office Insurance.

Save 10% off your Professional Liability premium and earn 8 CE credits by reading the Trust's risk management book and taking an
online exam.

If you have any questions, you can speak to a Trust Customer Service Representative for assistance by calling 1-877-637-9700.

Five important reasons for putting your trust in the Trust:

The Trust Sponsored Professional Liability Insurance Program continues to represent one of the best values in the market today. It provides you with broad, innovative professional liability insurance protection and important coverage features and program benefits you won't likely find in other insurance policies.

The Trust is the gold standard, with nearly a half century insuring psychologists, a Board of Trustees (psychologists and insurance professionals) advocating for you and your peers, and underwritten by ACE American Insurance Company, rated A+ (Superior) by A.M. Best and AA- (Very Strong) by Standard & Poor's (ratings as of June 13, 2012) .
The Trust truly believes that an ounce of prevention is worth a pound of cure. It brings you an entire risk management program, including the free Trust Advocate 800 Consultation Service (with more than 30,000 risk management consultations provided to date), as well as acclaimed risk management CE workshops and independent learning programs.
The Trust offers premium discounts tied to continuing education, pre-licensure status, and part-time or group practice
The Trust has the confidence of your colleagues. More than 40,000 psychologists are insured through the Trust Sponsored Professional Liability Insurance Program.

Licensed Producer - Heath Benas, CA #0D95636, FL #E013597
Principal Place of Business - Maryland
Insurance Carrier - Underwritten by ACE American Insurance Company, Philadelphia, PA. ACE USA is the U.S.-based retail operating division of the ACE Group headed by ACE Limited (NYSE:ACE) and rated A+ (Superior) by A.M. Best and AA- (Very Strong) by Standard & Poor's (ratings as of June 13, 2012). Administered by Trust Risk Management Services, Inc. Policy issuance is subject to underwriting.

* 10% CE Discount not applicable for Student or Research/Academician Policies

- The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.