• Risk Management Continuing Education Discounts of up to 15% (1):
  
  
• Premium discount of 15% for two consecutive years for attending The Trust sponsored Continuing Education Risk Management Workshop;
  
  
• Premium discount of 10% for reading the Trust's book Assessing and Managing Risk in Psychological Practice: An Individualized Approach and passing an online exam; or
  
  
• Premium discount of 5% for 4 hours of CE credit from an organization approved by APA to offer CE credit.

• Premium discount for new graduates not yet licensed of 35% for first year, 25% for the second year and 15% for the third year. The part-time and new graduate discounts may not be combined. (2)

• Premium discount for part-time of 35% for 20 hours per week or less of work (annual per week average). (2)

• Premium discounts of 4-15% for group practices of 3 or more practitioners.

• Premium discount of 10% for psychologists who change their professional liability coverage from another insurer to The Trust Sponsored Program.

• Additional legal defense protection of $25,000 or $50,000 for a licensing board complaint may be purchased.

(1) To qualify for a continuing education discount, please submit a copy of the continuing education certificate that is less than 15 months old with your application or renewal. Groups qualify for this credit when 50% of the owners and employees participate. The maximum continuing education discount is 15% and the continuing education/risk management discounts cannot be combined. Discounts can only be applied at the time of application or renewal.

(2) The part-time and new graduate discounts may not be combined.