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The Trust
111 Rockville Pike
Suite 900
Rockville, MD 20850

1-800-477-1200

Professional Liability Insurance For Graduate Students in Psychology
You need protection

A professional liability lawsuit is probably something you associate with licensed psychologists or other health care providers. You’re not alone. Most students rarely think of themselves as being subject to litigation. But think about it – every time you provide professional services, you risk allegations of malpractice, error, or professional negligence.

This is a busy time in your life, so let us take on the risk and let you focus on your degree and your career.


State-Of-The-Art Coverage to Meet the Evolving Needs of Psychologists — Policy Enhancements and Improvements
The Trust is pleased to announce substantial improvements and coverage enhancements to its Trust-sponsored Professional Liability Insurance Policy… all at no cost to you. The policy enhancements will become effective for policies issued or renewed on or after October 1, 2008. Learn more here.

Peace of mind, for as little as $35 a year
The Trust offers Liability Insurance especially for graduate students, designed to cover activities such as practicum and internship. With your Trust Occurrence-type coverage, you'll always be protected from lawsuits resulting from participation in graduate curriculum, no matter when the suits are filed, subject to the terms and conditions of the policy.

Get covered online now
There is no better time to get covered! Our online application takes only minutes to complete, but your occurrence coverage lasts for a full year.
Apply Online
Renew Your Professional Liability Policy Online
View Your Professional Liability Policy Online

Download Application

Discount for Recent Graduates

FAQ



Annual Premium
$35

Limits of Liability

$1,000,000
each incident

$3,000,000
annual aggregate


Licensed Producer - Heath Stuart Benas, CA #0D95636, FL #E013597
Principal Place of Business - Rockville, MD
Insurance Carrier - Underwritten by ACE American Insurance Company, one of the ACE USA companies. ACE USA is the U.S.-based retail operating division of the ACE Group of Companies rated A+, by A.M. Best. Administered by Trust Risk Management Services, Inc.

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The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.