The Trust | Student Liability Discounts



 




1-800-477-1200

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Protection for Early Career Psychologists


Special Discounts on Professional Liability Insurance

Your hard work has finally paid off. You made the transition from student to professional. Now you're ready to assume more responsibility … and more liability.

The Trust understands the financial burden faced by early career psychologists. Our Trustees, who are psychologists themselves, understand that those years of study and training didn't come without a price. That's why the Trust has negotiated special transitional pricing to help ease at least one burden and let you focus on your new career. For less than the cost of morning coffee, you can protect yourself against a career-crippling lawsuit.

Actually, for around $111* your first year, you can join more than 40,000 of your colleagues insured under the Trust Professional Liability Insurance Program**...the nation's largest and most comprehensive professional liability plan designed just for psychologists, by psychologists. Psychologists with pre-licensure status can obtain a 35% discount their first year, 25% their second year, and 15% their third year.

Take a look at the unique features of Trust Sponsored Professional Liability Insurance. Then follow the links to our convenient online application. And if you have any questions, call us at 1-800-477-1200.

Advocate 800 Risk Management Consultation Service
If you ever face the threat of a malpractice lawsuit, you have exclusive access to the Trust's free clinical and legal risk management consultation from a licensed psychologist with extensive legal and risk management experience.

An advisory Board of Your Peers
Our Trustees are among the most notable psychologists and insurance experts in the field today. They face the same issues you face every day, and they negotiate cutting edge coverage designed just for psychologists. And, if there's ever a problem with the insurance company, they are there as ombudspersons to represent you through the Trust's exclusive Case Review Process.

Risk Management Continuing Education and Discounts
Complete any of our continuing education opportunities and receive additional premium discounts on your professional liability insurance, while earning CE credits toward your continued licensure.

Apply Online
Renew Your Professional Liability Policy Online
View Your Professional Liability Policy Online

 


*$111 is the annual cost for first year claims-made coverage at the $1/mil/$3mil level in rate area B.This premium reflects a 35% newly negotiated transitional pricing discount applicable only to new graduates while in the pre-licensure stage.

** Underwritten by ACE American Insurance Company, Philadelphia, PA. ACE USA is the U.S.-based retail operating division of the ACE Group headed by ACE Limited (NYSE:ACE) and rated A+ (Superior) by A.M. Best and AA- (Very Strong) by Standard & Poor's (ratings as of June 13, 2012). Administered by Trust Risk Management Services, Inc. Policy issuance is subject to underwriting.



- The APA Insurance Trust ("the Trust") was formed in 1962 by the American Psychological Association ("APA") as a separate and distinct legal entity from the APA. The Trust is legally recognized as a business trust that provides financial security programs for the members of the APA and other affiliated individuals as well as risk management and other consultative services related to the Trust Insurance Programs.